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Products
Webster Five offers a wide variety of loan programs to meet your needs.  Our offerings include fixed products, in which your rate would never increase, as well as variable rate products, in which your rate may or may not increase after consummation. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate*
20 Year Fixed Rate*
15 Year Fixed Rate*
10 Year Fixed Rate*
10/1 Adjustable (Conforming Loans, 30 Year Amortization**)
10/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
7/1 Adjustable (Conforming Loans, 30 Year Amortization**)
7/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
5/1 Adjustable (Conforming Loans, 30 Year Amortization**)
5/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
3/1 Adjustable (Conforming Loans, 30 Year Amortization**)
3/1 Adjustable (Jumbo Loans, 30 Year Amortization***)

Rates last updated on Friday, May 24, 2019

30 Year Fixed Rate*
Term: 30 years  
RatesAPRPoints
4%4.07%0%
 
Monthly payment per thousand borrowed - $4.77

20 Year Fixed Rate*
Term: 20 years  
RatesAPRPoints
4%4.097%0%
 
Monthly payment per thousand borrowed - $6.06

15 Year Fixed Rate*
Term: 15 years  
RatesAPRPoints
3.875%3.999%0%
 
Monthly payment per thousand borrowed - $7.33

10 Year Fixed Rate*
Term: 10 years  
RatesAPRPoints
3.75%3.929%0%
 
Monthly payment per thousand borrowed - $10.01

10/1 Adjustable (Conforming Loans, 30 Year Amortization**)
Term: 30 years  
RatesAPRPoints
4.125%4.693%0%
 
Monthly payment per thousand borrowed - $4.85(1st 120 payments)

10/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
RatesAPRPoints
4%4.586%0%
 
Monthly payment per thousand borrowed - $4.78 (1st 120 payments)

7/1 Adjustable (Conforming Loans, 30 Year Amortization**)
Term: 30 years  
RatesAPRPoints
3.875%4.77%0%
 
Monthly payment per thousand borrowed - $4.71(1st 84 payments)

7/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
RatesAPRPoints
3.75%4.681%0%
 
Monthly payment per thousand borrowed - $4.64 (1st 84 payments)

5/1 Adjustable (Conforming Loans, 30 Year Amortization**)
Term: 30 years  
RatesAPRPoints
3.75%4.908%0%
 
Monthly payment per thousand borrowed - $4.64 (1st 60 payments)

5/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
RatesAPRPoints
3.625%4.832%0%
 
Monthly payment per thousand borrowed - $4.57 (1st 60 payments)

3/1 Adjustable (Conforming Loans, 30 Year Amortization**)
Term: 30 years  
RatesAPRPoints
3.625%5.107%0%
 
Monthly payment per thousand borrowed - $4.57 (1st 36 payments)

3/1 Adjustable (Jumbo Loans, 30 Year Amortization***)
RatesAPRPoints
3.5%5.046%0%
 
Monthly payment per thousand borrowed - $4.50 (1st 36 payments)


*Fixed Rates: These rates are for Owner Occupied Primary Residences only. Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $726,525 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $200,000 with closing costs of $4,000. Your actual APR may be different depending upon these factors. **ARM Conforming Rates: These APR calculations are based on the following: calculated based on a 30 year term, owner occupied residence, 720 credit score, 40% debt to income ratio, financing up to 80% of the home value and a loan amount of $200,000 with closing costs of $4,000. ***ARM Jumbo Rates: Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $726,525 for Alaska, Guam, Hawaii and the Virgin Islands and is less than $1,000,000) are calculated based on a 30 year term, owner occupied residence, 720 credit score, 40% debt to income ratio, financing up to 80% of the home value and a loan amount of $500,000 with closing costs of $6,000. Adjustments to rate based on credit score, LTV and other transaction details may apply.